Residential Evictions During the PandemicMany people are struggling financially due to the extra pressures of the Covid-19 pandemic. It is difficult not knowing if you will be able to afford rent and the repercussions that could come from that. Now more than ever, it is important that you know your rights versus your landlord’s rights in order to be prepared. Below, we will discuss what there is to know about residential evictions during the pandemic and when it is time to ge

When you got approved for your mortgage, chances are you met the qualifications that indicated you could afford to make your mortgage payments according to the terms of the loan. However, we all know that circumstances can change, especially when it comes to finances. Medical problems, loss of a job, divorce, and other significant life changes can all cause serious challenges when it comes to paying your mortgage. Before you fall too far behind on your mortgage and risk forec

According to a report published at NJ.com, a Monmouth County man has been sentenced to five years in federal prison for proving false property appraisals in a mortgage scheme that involved nine people. In addition, he will be required to pay $1.5 million in restitution. The group fraudulently purchased 15 properties in Elizabeth, New Jersey by concealing the source of down payments, altering deeds, submitting fraudulent applications to mortgage lenders, used fake bank accoun

One of the scariest words in a homeowners’ vocabulary is foreclosure, the possibility that you might lose your house and be forced to move out of everything you’ve worked and strived for. If you’re struggling with paying off your mortgage, this can be a very real fear. New Jersey is among the highest in the state for bank foreclosure, and few signs point to the market getting any better. However, just because you’ve missed a payment or two doesn’t mean that all hope is lost.

A mortgage lender cannot simply take your property, no matter how late you may be on your payments. Instead, New Jersey law requires that mortgage lenders follow specific procedures in order to lawfully foreclose on a property. As part of the process, property owners have the right to fight back against the foreclosure by raising any legal defenses that may apply in their case. The following are only some ways that an attorney can help you defend against a foreclosure. Proce

Going through law school is similar to going to medical school; you learn the basics and the fundamentals of practice. Future attorneys, however, do not have to declare a specialty—even after graduation. Lawyers everywhere receive their Juris Doctorate (JD) degree from their law schools before spending months studying for the bar exam. Upon passing the bar, they become licensed to practice in a specific state, or multiple states if they sit for the bar in other locations. De